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Store credit payments

Your store card, without the card

Let customers access their store credit account and pay with their face. Built for retailer-issued, private-label credit programs.

Contact sales See how it works
A shopper paying with their face at a grocery checkout
Activation

From credit approval to purchase, without waiting for a card

Once credit is approved and enrollment is complete, customers can pay with their face without waiting for a physical card.

  • Facial enrollmentCapture a selfie as part of your customer onboarding flow.
  • Card-free accessFacial authentication links the customer to their store credit account at checkout.
  • Liveness detectionChecks that a real person is present and helps detect presentation attacks.
Customer enrolling their face at the store
Why Payface

Simplify your store credit program

Give customers a way to use store credit without presenting a physical card.

Reduce reliance on physical cards

Reduce card production and delivery needs for customers who choose facial payments.

Enable purchases sooner

Approved, enrolled customers can shop without waiting for a physical card to arrive.

Simpler card operations

Offer a card-free payment option while keeping your credit policies and account management in place.

Enrollment

Add facial enrollment to your onboarding

Capture a selfie and connect the enrolled customer to an approved store credit account.

Close-up of a face being captured for enrollment
Where it runs

Built for retail environments

  • Department stores
  • Grocery stores
  • Gas stations and convenience stores
  • Other retail businesses
Questions

Frequently asked questions

Does the customer still get a physical card?

You decide. Facial payments can be offered alongside physical cards, according to your program requirements.

What happens if the match fails?

If facial verification cannot be completed, the shopper can use another payment option supported by your checkout.

How long does integration take?

Timing depends on your POS, payment processor, and program requirements. Our team will review your setup and outline the integration steps.

Bring facial payments to your business

Tell us about your stores and payment systems. Our team will help assess integration requirements and plan your rollout.

Contact sales

Our team will contact you to discuss your requirements.